/* ══════════════════════════════════════════════════════════════
   ASCEND LENDING PARTNERS — product-pages.css
   Shared styles for all product landing pages
══════════════════════════════════════════════════════════════ */

/* ── Breadcrumb ─────────────────────────────────────────────── */
.breadcrumb {
    margin-top: 86px;
    padding: 0.7rem 0;
    background: var(--navy);
    border-bottom: 1px solid rgba(255, 255, 255, 0.08);
    font-size: 0.74rem;
    color: rgba(255, 255, 255, 0.6);
    letter-spacing: 0.04em;
}
.breadcrumb a {
    color: rgba(255, 255, 255, 0.6);
    transition: color var(--transition);
}
.breadcrumb a:hover {
    color: var(--gold);
}
.breadcrumb__sep {
    margin: 0 0.4rem;
    opacity: 0.5;
}
.breadcrumb span:last-child {
    color: var(--white);
    font-weight: 500;
}

/* ── Product Hero ───────────────────────────────────────────── */
.prod-hero {
    background: url("../images/hero-bg.webp") center / cover no-repeat
        var(--navy);
    padding: 5rem 0 5.5rem;
    position: relative;
    overflow: hidden;
}
/* Dark overlay — matches homepage hero */
.prod-hero::before {
    content: "";
    position: absolute;
    inset: 0;
    background: rgba(10, 26, 47, 0.7);
    pointer-events: none;
}
.prod-hero__inner {
    position: relative;
    display: grid;
    grid-template-columns: 1fr auto;
    gap: 3rem;
    align-items: center;
}
.prod-hero__tag {
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    font-size: 0.68rem;
    font-weight: 600;
    letter-spacing: 0.22em;
    text-transform: uppercase;
    color: var(--gold);
    margin-bottom: 1rem;
}
.prod-hero__tag::before {
    content: "";
    display: block;
    width: 24px;
    height: 1px;
    background: var(--gold);
}
.prod-hero h1 {
    font-family: var(--font-heading);
    font-size: clamp(2rem, 4.5vw, 3.2rem);
    font-weight: 700;
    color: var(--white);
    line-height: 1.12;
    letter-spacing: 0.01em;
    margin-bottom: 1.25rem;
}
.prod-hero__sub {
    font-size: 1.02rem;
    color: rgba(255, 255, 255, 0.78);
    max-width: 560px;
    line-height: 1.85;
    margin-bottom: 2rem;
}
.prod-hero__actions {
    display: flex;
    gap: 1rem;
    flex-wrap: wrap;
}
/* Outline button override for dark hero */
.prod-hero .btn--outline {
    color: var(--white);
    border-color: rgba(255, 255, 255, 0.55);
}
.prod-hero .btn--outline:hover {
    background: rgba(255, 255, 255, 0.1);
    border-color: var(--white);
}

.prod-hero__stats {
    display: flex;
    flex-direction: column;
    gap: 1rem;
    min-width: 190px;
}
/* Stat cards — dark glass style matching homepage hero cards */
.prod-stat {
    background: rgba(10, 26, 47, 0.45);
    border: 1px solid rgba(200, 164, 81, 0.35);
    border-radius: var(--radius-lg);
    padding: 1.2rem 1.5rem;
    backdrop-filter: blur(8px);
    -webkit-backdrop-filter: blur(8px);
    text-align: center;
}
.prod-stat__value {
    font-family: var(--font-heading);
    font-size: 1.55rem;
    font-weight: 700;
    color: var(--white);
    line-height: 1;
    display: block;
}
.prod-stat__value span {
    color: var(--gold);
}
.prod-stat__label {
    font-size: 0.63rem;
    font-weight: 600;
    letter-spacing: 0.14em;
    text-transform: uppercase;
    color: rgba(255, 255, 255, 0.65);
    display: block;
    margin-top: 0.3rem;
}

/* ── Section Header (product pages) ────────────────────────── */
.prod-section-header {
    text-align: center;
}
.prod-section-header h2 {
    font-family: var(--font-heading);
    font-size: clamp(1.7rem, 3vw, 2.4rem);
    font-weight: 700;
    color: var(--navy);
    line-height: 1.2;
    margin-bottom: 0.5rem;
}
.prod-section-header p {
    color: var(--steel);
    max-width: 560px;
    margin: 0 auto;
    line-height: 1.8;
    font-size: 0.97rem;
}

/* ── Overview ───────────────────────────────────────────────── */
.prod-overview {
    padding: 5rem 0;
    background: var(--white);
}
.prod-overview__inner {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 5rem;
    align-items: center;
}
.prod-overview__left h2 {
    font-family: var(--font-heading);
    font-size: clamp(1.7rem, 3vw, 2.3rem);
    font-weight: 700;
    color: var(--navy);
    line-height: 1.2;
    margin-bottom: 1.2rem;
}
.prod-overview__left p {
    color: var(--steel);
    line-height: 1.85;
    margin-bottom: 1rem;
    font-size: 0.97rem;
}
.prod-overview__left p:last-child {
    margin-bottom: 0;
}
.prod-overview__right {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 1rem;
}
.prod-stat-card {
    background: var(--off-white);
    border: 1px solid var(--light-grey);
    border-radius: var(--radius);
    padding: 1.5rem;
    text-align: center;
    transition: border-color var(--transition);
}
.prod-stat-card:hover {
    border-color: var(--gold-border);
}
.prod-stat-card__value {
    font-family: var(--font-heading);
    font-size: 1.55rem;
    font-weight: 700;
    color: var(--navy);
    display: block;
    line-height: 1;
}
.prod-stat-card__value em {
    color: var(--gold);
    font-style: normal;
}
.prod-stat-card__label {
    font-size: 0.68rem;
    font-weight: 600;
    letter-spacing: 0.1em;
    text-transform: uppercase;
    color: var(--steel);
    display: block;
    margin-top: 0.35rem;
}

/* ── Benefits ───────────────────────────────────────────────── */
.prod-benefits {
    padding: 5rem 0;
    background: var(--off-white);
}

.prod-benefits__grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 1.5rem;
    margin-top: 3rem;
}
.benefit-card {
    background: var(--white);
    border: 1px solid rgba(200, 164, 81, 0.18);
    border-radius: var(--radius-lg);
    padding: 2rem;
    transition:
        box-shadow var(--transition),
        transform var(--transition),
        border-color var(--transition);
    opacity: 0;
    transform: translateY(18px);
}
.benefit-card.is-visible {
    opacity: 1;
    transform: translateY(0);
    transition:
        opacity 0.55s ease,
        transform 0.55s ease,
        box-shadow var(--transition),
        border-color var(--transition);
}
.benefit-card:hover {
    box-shadow: 0 8px 32px rgba(10, 26, 47, 0.1);
    transform: translateY(-3px);
    border-color: rgba(200, 164, 81, 0.45);
}
.benefit-card.is-visible:hover {
    transform: translateY(-3px);
}
.benefit-card__icon {
    width: 48px;
    height: 48px;
    background: rgba(200, 164, 81, 0.1);
    border: 1px solid rgba(200, 164, 81, 0.3);
    border-radius: var(--radius);
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 1.25rem;
}
.benefit-card__icon svg {
    width: 24px;
    height: 24px;
}
.benefit-card h3 {
    font-family: var(--font-heading);
    font-size: 0.98rem;
    font-weight: 600;
    color: var(--navy);
    margin-bottom: 0.6rem;
    letter-spacing: 0.02em;
}
.benefit-card p {
    font-size: 0.9rem;
    color: var(--steel);
    line-height: 1.75;
}

/* ── Who It's For ───────────────────────────────────────────── */
.prod-for {
    padding: 5rem 0;
    background: var(--white);
}
.prod-for__grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 1.25rem;
    margin-top: 3rem;
}
.for-card {
    background: var(--off-white);
    border: 1px solid var(--light-grey);
    border-radius: var(--radius-lg);
    padding: 1.75rem 1.25rem;
    text-align: center;
    display: flex;
    flex-direction: column;
    align-items: center;
    transition:
        border-color var(--transition),
        box-shadow var(--transition),
        transform var(--transition);
    opacity: 0;
    transform: translateY(14px);
}
.for-card.is-visible {
    opacity: 1;
    transform: translateY(0);
    transition:
        opacity 0.5s ease,
        transform 0.5s ease,
        border-color var(--transition),
        box-shadow var(--transition);
}
.for-card:hover {
    border-color: var(--gold-border);
    box-shadow: var(--shadow-sm);
    transform: translateY(-2px);
}
.for-card.is-visible:hover {
    transform: translateY(-2px);
}
.for-card:hover .for-card__icon {
    background: rgba(200, 164, 81, 0.08);
}
.for-card__icon {
    width: 64px;
    height: 64px;
    background: transparent;
    border: 2px solid var(--gold);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 1.25rem;
    flex-shrink: 0;
    transition: background var(--transition);
}
.for-card__icon svg {
    width: 26px;
    height: 26px;
    stroke: var(--gold);
    fill: none;
    stroke-width: 1.6;
    stroke-linecap: round;
    stroke-linejoin: round;
}
.for-card h3 {
    font-family: var(--font-heading);
    font-size: 0.82rem;
    font-weight: 600;
    color: var(--navy);
    letter-spacing: 0.04em;
    margin-bottom: 0.5rem;
}
.for-card p {
    font-size: 0.81rem;
    color: var(--steel);
    line-height: 1.65;
}

/* ── Features / Eligibility ─────────────────────────────────── */
.prod-features {
    padding: 5rem 0;
    background: var(--navy);
    position: relative;
    overflow: hidden;
}
.prod-features::before {
    content: "";
    position: absolute;
    inset: 0;
    background-image:
        linear-gradient(rgba(200, 164, 81, 0.06) 1px, transparent 1px),
        linear-gradient(90deg, rgba(200, 164, 81, 0.06) 1px, transparent 1px);
    background-size: 60px 60px;
    pointer-events: none;
}
.prod-features__inner {
    position: relative;
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 4rem;
}
.prod-features .section-eyebrow {
    color: var(--gold);
}
.prod-features h2 {
    font-family: var(--font-heading);
    font-size: clamp(1.7rem, 2.8vw, 2.3rem);
    font-weight: 700;
    color: var(--white);
    line-height: 1.2;
    margin-bottom: 0.75rem;
}
.prod-features__intro {
    color: rgba(255, 255, 255, 0.6);
    line-height: 1.8;
    margin-bottom: 2rem;
    font-size: 0.95rem;
}
.feat-list {
    display: flex;
    flex-direction: column;
    gap: 0.85rem;
}
.feat-list li {
    display: flex;
    align-items: flex-start;
    gap: 0.9rem;
    color: rgba(255, 255, 255, 0.82);
    font-size: 0.93rem;
    line-height: 1.6;
}
.feat-list li::before {
    content: "";
    flex-shrink: 0;
    width: 18px;
    height: 18px;
    margin-top: 2px;
    border-radius: 50%;
    background: rgba(200, 164, 81, 0.12);
    border: 1px solid rgba(200, 164, 81, 0.35);
    background-image: url("data:image/svg+xml,%3Csvg viewBox='0 0 12 12' fill='none' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M2 6l3 3 5-5' stroke='%23C8A451' stroke-width='1.5' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E");
    background-repeat: no-repeat;
    background-position: center;
    background-size: 10px;
}
.elig-list {
    display: flex;
    flex-direction: column;
    gap: 0.75rem;
}
.elig-item {
    background: rgba(255, 255, 255, 0.05);
    border: 1px solid rgba(200, 164, 81, 0.14);
    border-radius: var(--radius);
    padding: 1rem 1.25rem;
    display: flex;
    align-items: center;
    gap: 1rem;
    opacity: 0;
    transform: translateX(12px);
    transition:
        opacity 0.5s ease,
        transform 0.5s ease;
}
.elig-item.is-visible {
    opacity: 1;
    transform: translateX(0);
}
.elig-item__label {
    font-size: 0.68rem;
    font-weight: 600;
    letter-spacing: 0.1em;
    text-transform: uppercase;
    color: var(--gold);
    min-width: 105px;
    flex-shrink: 0;
}
.elig-item__value {
    font-size: 0.9rem;
    color: rgba(255, 255, 255, 0.78);
}

/* ── Process (product pages — light bg override) ────────────── */
.prod-process {
    background: var(--off-white) !important;
    padding: 6rem 0;
}
/* Fix heading/text colours for light background */
.prod-process .section-title {
    color: var(--navy) !important;
}
.prod-process .section-sub {
    color: var(--steel) !important;
}
/* Hide old step numbers */
.prod-process .process__step-number {
    display: none;
}
/* Icon circle — gold border, transparent bg */
.prod-process .process__step-icon {
    border-color: var(--gold);
    background: transparent;
}
.prod-process .process__step:hover .process__step-icon {
    background: rgba(200, 164, 81, 0.08);
}
/* Descriptions dark for light bg */
.prod-process .process__step-desc {
    color: var(--steel) !important;
}
/* Inject → arrow into the empty connector divs (no HTML edits needed) */
.prod-process .process__connector::before {
    content: "→";
}

/* ── FAQ ────────────────────────────────────────────────────── */
.prod-faq {
    padding: 5rem 0;
    background: var(--off-white);
}
.faq-list {
    margin-top: 3rem;
    max-width: 760px;
    margin-left: auto;
    margin-right: auto;
    display: flex;
    flex-direction: column;
    gap: 0.65rem;
}
.faq-item {
    border: 1px solid var(--light-grey);
    border-radius: var(--radius);
    overflow: hidden;
    background: var(--white);
    transition:
        border-color var(--transition),
        box-shadow var(--transition);
    opacity: 0;
    transform: translateY(10px);
}
.faq-item.is-visible {
    opacity: 1;
    transform: translateY(0);
    transition:
        opacity 0.45s ease,
        transform 0.45s ease,
        border-color var(--transition),
        box-shadow var(--transition);
}
.faq-item.is-open {
    border-color: var(--gold-border);
    box-shadow: var(--shadow-xs);
}
.faq-question {
    width: 100%;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 1rem;
    padding: 1.2rem 2.25rem;
    background: none;
    cursor: pointer;
    font-family: var(--font-heading);
    font-size: 0.88rem;
    font-weight: 600;
    letter-spacing: 0.02em;
    color: var(--navy);
    text-align: left;
    transition: color var(--transition);
}
.faq-item.is-open .faq-question {
    color: var(--gold);
}
/* .faq-icon removed — chevron handled by .faq-list .faq-question::after in styles.css */
.faq-answer {
    max-height: 0;
    overflow: hidden;
    transition: max-height 0.38s ease;
    padding: 0 2.25rem;
}
.faq-item.is-open .faq-answer {
    max-height: 2000px;
    padding: 0 2.25rem 1.4rem;
}
.faq-answer p {
    font-size: 0.92rem;
    color: var(--steel);
    line-height: 1.8;
}

/* ── Related Products ───────────────────────────────────────── */
.prod-related {
    padding: 4rem 0;
    background: var(--white);
}
.prod-related__grid {
    display: grid;
    grid-template-columns: repeat(5, 1fr);
    gap: 1rem;
    margin-top: 2.5rem;
}
.related-card {
    background: var(--off-white);
    border: 1px solid var(--light-grey);
    border-radius: var(--radius);
    padding: 1.2rem;
    text-decoration: none;
    display: flex;
    flex-direction: column;
    gap: 0.35rem;
    transition:
        border-color var(--transition),
        box-shadow var(--transition),
        transform var(--transition);
    opacity: 0;
    transform: translateY(8px);
}
.related-card.is-visible {
    opacity: 1;
    transform: translateY(0);
    transition:
        opacity 0.4s ease,
        transform 0.4s ease,
        border-color var(--transition),
        box-shadow var(--transition);
}
.related-card:hover {
    border-color: var(--gold-border);
    box-shadow: var(--shadow-sm);
    transform: translateY(-2px);
}
.related-card.is-visible:hover {
    transform: translateY(-2px);
}
.related-card__label {
    font-size: 0.62rem;
    font-weight: 600;
    letter-spacing: 0.14em;
    text-transform: uppercase;
    color: var(--gold);
}
.related-card__title {
    font-family: var(--font-heading);
    font-size: 0.8rem;
    font-weight: 600;
    color: var(--navy);
    letter-spacing: 0.02em;
    line-height: 1.4;
}
.related-card__arrow {
    font-size: 1.85rem;
    color: var(--gold);
    margin-top: auto;
    padding-top: 0.4rem;
    line-height: 1;
}
.related-card__desc {
    font-size: 0.79rem;
    color: var(--steel);
    line-height: 1.6;
    flex: 1;
}

/* ── Products Directory ─────────────────────────────────────── */
.products-dir {
    padding: 5rem 0;
    background: var(--white);
}
.products-dir--alt {
    background: var(--off-white);
}
.products-dir__header {
    margin-bottom: 2.5rem;
}
.products-dir__eyebrow {
    display: block;
    font-size: 0.68rem;
    font-weight: 700;
    letter-spacing: 0.14em;
    text-transform: uppercase;
    color: var(--gold);
    margin-bottom: 0.5rem;
}
.products-dir__title {
    font-family: var(--font-heading);
    font-size: 1.6rem;
    font-weight: 700;
    color: var(--navy);
    margin: 0;
    letter-spacing: 0.02em;
}
.products-dir__grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 1.25rem;
}
@media (max-width: 768px) {
    .products-dir__grid {
        grid-template-columns: repeat(2, 1fr);
    }
    .products-dir {
        padding: 3.5rem 0;
    }
}
@media (max-width: 480px) {
    .products-dir__grid {
        grid-template-columns: 1fr;
    }
}

/* ── Final CTA ──────────────────────────────────────────────── */
.prod-cta {
    padding: 5.5rem 0;
    background: var(--navy);
    position: relative;
    overflow: hidden;
    text-align: center;
}
.prod-cta::before {
    content: "";
    position: absolute;
    top: -180px;
    left: 50%;
    transform: translateX(-50%);
    width: 700px;
    height: 700px;
    background: radial-gradient(
        circle,
        rgba(200, 164, 81, 0.08) 0%,
        transparent 65%
    );
    border-radius: 50%;
    pointer-events: none;
}
.prod-cta__eyebrow {
    font-size: 0.68rem;
    font-weight: 600;
    letter-spacing: 0.22em;
    text-transform: uppercase;
    color: var(--gold);
    margin-bottom: 1rem;
    position: relative;
}
.prod-cta h2 {
    font-family: var(--font-heading);
    font-size: clamp(1.8rem, 3.5vw, 2.6rem);
    font-weight: 700;
    color: var(--white);
    line-height: 1.2;
    margin-bottom: 1rem;
    position: relative;
}
.prod-cta__sub {
    color: rgba(255, 255, 255, 0.6);
    max-width: 520px;
    margin: 0 auto 2.5rem;
    line-height: 1.8;
    font-size: 0.97rem;
    position: relative;
}
.prod-cta__actions {
    display: flex;
    justify-content: center;
    gap: 1rem;
    flex-wrap: wrap;
    position: relative;
}

/* ── Apply Steps (reusing .process__steps) ──────────────────── */
/* step-number, icon bg + border are now handled above in the prod-process block */

/* ── Responsive ─────────────────────────────────────────────── */
@media (max-width: 1024px) {
    .prod-benefits__grid {
        grid-template-columns: repeat(2, 1fr);
    }
    .prod-for__grid {
        grid-template-columns: repeat(2, 1fr);
    }
    .prod-related__grid {
        grid-template-columns: repeat(3, 1fr);
    }
}

@media (max-width: 768px) {
    /* Slightly smaller CTA buttons on mobile */
    .prod-hero__actions .btn,
    .prod-cta__actions .btn {
        padding: 0.65rem 1.35rem;
        font-size: 0.72rem;
    }
    .breadcrumb {
        margin-top: 68px;
    }
    .prod-hero {
        padding: 3rem 0 3.5rem;
    }
    .prod-hero__inner {
        grid-template-columns: 1fr;
        gap: 2rem;
    }
    .prod-hero__stats {
        flex-direction: row;
        min-width: auto;
    }
    .prod-stat {
        flex: 1;
    }
    .prod-overview__inner {
        grid-template-columns: 1fr;
        gap: 2.5rem;
    }
    .prod-overview__right {
        grid-template-columns: repeat(2, 1fr);
    }
    .prod-stat-card {
        padding: 1rem;
        min-width: 0;
    }
    .prod-benefits__grid {
        grid-template-columns: 1fr;
    }
    .prod-for__grid {
        grid-template-columns: repeat(2, 1fr);
    }
    .prod-features__inner {
        grid-template-columns: 1fr;
        gap: 2.5rem;
    }
    .prod-related__grid {
        grid-template-columns: repeat(2, 1fr);
    }
    /* Process steps — 2×2 grid, connectors hidden (inherited from styles.css) */
    .prod-process {
        padding: 4rem 0;
    }
    .prod-process .process__steps {
        display: grid;
        grid-template-columns: 1fr 1fr;
        gap: 2.5rem 1rem;
        max-width: 420px;
        margin: 0 auto;
    }
    .prod-process .process__connector {
        display: none;
    }
}

@media (max-width: 480px) {
    .prod-overview__right {
        grid-template-columns: 1fr;
    }
    .prod-for__grid {
        grid-template-columns: 1fr;
    }
    .prod-related__grid {
        grid-template-columns: 1fr 1fr;
    }
    .prod-hero__stats {
        flex-direction: column;
    }
}